FDIC Bank Mortgage Lending

Mortgage lending strategy

• Is a division or subsidiary best

• Is MSR held or released best

• How to forecast mortgage activity 

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Mortgage performance measurement and operational design

• How to define performance targets

• How to measure performance

• How does hedging and agency delivery work

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Mortgage performance delivery to board of directors

• When is mortgage good for an FDIC bank

• How is performance defined    

• The role of the MLO

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Mortgage regulatory framework and compliance management

• HMDA/LAR, ECOA, RESPA, TILA, TRID,  etc

• Technology design to meet regulatory requirements

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Mortgage Technology

• LOS installation, configuration and ongoing management of Encompass (Theresa is an Encompass expert)

• LoanVision installation, operation and integration with CORE

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Dr. Schell, PhD, CPA bio

• Began FDIC mortgage lending career in 1981

• Ran mortgage activities for Bank of America in 1990s

• President of IMB in early 2000s

• Advisor to FDIC mortgage lenders since 2007

• Published hundreds of articles at DoctorSchell.com